


Tax Burden: You pay taxes on compounded growth the moment you access your funds.
No Guarantees: All risks fall on you, with neither principal nor growth guaranteed.
Restricted Access: Your savings are locked up until retirement, with penalties for early withdrawal.
Contribution Limits: Contributions are capped at around $6,000 per year, limiting growth potential.
Market Volatility: Market fluctuations can erode your savings, much like 401(k)s.
Penalty Risks: Withdrawals before age 59 1/2 incur penalties and potential taxes on gains.
Tax-Free Gains: Legally enjoy tax-free gains, complying with IRS tax codes.
Flexible Savings: Decide how much to save without IRS-imposed contribution limits.
Income Privacy: Keep your income undisclosed to the IRS.
Guaranteed Peace of Mind: Some strategies offer guarantees for added security.
Access Anytime: Access your funds anytime without IRS penalties.
These strategies have the potential to reduce Social Security taxes and Medicare premiums, depending on your unique circumstances.
Absolutely not! Some of these strategies have been utilized for over a century by the wealthy to untax their income and build substantial wealth. Now, they’re available for you to explore.
While these strategies are commonly used by the super-rich, you don’t need vast wealth to benefit. You do need one or more of the following: earned income, retirement savings, or qualifying capital gains to qualify, and the greater your potential tax burden the greater the potential for maximum benefits.
Even if you currently rely on a 401(k), integrating a U-RIP strategy could be your secret weapon to reducing retirement taxes and increasing spendable income.
Complete the brief questionnaire below. In just 30 seconds, you begin the process of discovering which U-RIP Strategy may suit your needs best and start the journey to untax your retirement income or wealth!
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The information presented here is not specific to any individual’s personal circumstances. It is intended to solely illustrate the application of financial strategies and products to meet client goals. Meeting identified financial needs or implementing suggested strategies may involve the purchase of a financial product. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law.
Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.